Home Guru

Home Guru

Free London Mortgage Advice Tailored to You

At Home Guru, we make homeownership simple, stress-free, and impactful. Whether you’re a first-time buyer, an investor, or looking to remortgage, we’re here to provide unbiased, expert mortgage advice at no cost.

Why Choose Home Guru?

✅ Free Advice: Honest, impartial guidance tailored to your needs.

✅ Whole Market Access: Find the best mortgage deal from the entire UK market.

✅ Local Expertise: Serving London’s diverse homebuyers with in-depth market knowledge.

✅ Comprehensive Guidance: From AIP to completion, we manage every step of the process.

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Looking for alternatives?

If you’re not quite ready to speak to a mortgage broker, we’ve got some great content and tools to help you on your way.
Find the right mortgage deal in under 2 minutes. Compare with us and we’ll tailor the results for you, whether it’s remortgaging or buying your first home.
We’ll help you work out how much you can afford to pay on a mortgage by adding up your monthly bills and looking at other financial commitments over the year.
If you’re not quite ready to speak to a mortgage broker, we’ve got some great content and tools to help you on your journey.
Talk with our seasoned experts to get Free advice on your mortgage.

Explore Our Services

Discover tailored solutions designed to meet your unique needs, whether you're buying your first home, investing in property, or remortgaging for a better deal.

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First Time Buyer Mortgages​

Our team of mortgage brokers love helping first time buyers find the right mortgage – Find out more about our rates, deals and offers here to get you the best mortgage for your first home.

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Remortgages

Whether you’re moving home or buying a new property, we offer have access to the best remortgage deals. See if you could get a lower interest rate

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Buy To Let Mortgages

Our buy-to-let mortgage brokers could help you make a success of your investment, whether you’re a first-time buyer or building up your property investment portfolio.

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95% Mortgages

A 95% mortgage allows you to borrow up to 95% of the value of the property you want to buy. Find out more about our rates, deals and offers here to get you the best mortgage for you.

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New Build Mortgages

Looking to get a new build mortgage? Find out how on how our expert mortgage brokers can help you secure the best rates, deals and offers here to get you the best mortgage for you.

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Shared Ownership Mortgages

Whether you’re moving home or Step onto the property ladder with a Shared Ownership Mortgage. Buy a share of your new home with a smaller deposit and pay rent on the rest.a new property, we offer have access to the best remortgage deals. See if you could get a lower interest rate

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Right To Buy Mortgages

Looking to purchase a property under the Right to Buy Scheme? You may need the help of an expert mortgage broker in London. Find out more about our rates, deals and offers here to get you the best mortgage for you.

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Mortgage Protection

we believe in protecting what matters most—your family, your finances, and your peace of mind. Our Life Insurance and Critical Illness Cover policies, sourced from the UK’s leading providers, are tailored to meet your unique needs.

We Work With Only The Best Mortgage Lenders

From fixed and variable-rate mortgages to remortgages, repayment, and interest-only options, with access to over 90 trusted lenders including Barclays, Halifax, Santander, Nationwide, Virgin Money, and more. Discover the right mortgage for you with Home Guru, where your mortgage journey begins with a friendly, welcoming touch!What sets us apart from other mortgage brokers is our commitment to providing our customers with a fee-free service.

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Contact Us Now For Free Mortgage Advice in London!

Email

enquiries@homegurultd.co.uk

Phone

07763504778

By clicking Submit you agree for us to contact you to discuss your mortgage needs. To see full details on how we process your personal data, please see our privacy policy.*

 

Trusted by Homebuyers Across London

Frequently Asked Questions (FAQs)

A mortgage broker acts as a middleman between you and lenders, helping you find the best mortgage deals tailored to your needs. At Home Guru, we offer expert advice for first-time buyers, remortgaging, and buy-to-let mortgages in London areas like Walthamstow (E17), Leyton (E10), and Peckham (SE15). Our service is completely free, and we handle all the paperwork, so you don’t have to.

Yes, our mortgage advice is 100% free. We work with over 100 lenders to find the best mortgage deal for you. Whether you’re in Croydon (CR0), Barking (IG11), or beyond, you can trust us to provide expert advice at no extra cost.

Absolutely! We specialise in helping first-time buyers secure mortgages, especially in affordable and vibrant areas like Leyton (E10) and Barking (IG11). We’ll guide you through every step, from getting an Agreement in Principle (AIP) to completing your mortgage application.

 

You’ll typically need:

  • Proof of ID (e.g., passport or driver’s licence)
  • Proof of income (e.g., payslips or tax returns for self-employed)
  • Bank statements (last 3 months)
  • Proof of deposit
    We’ll provide a full checklist during your consultation to make the process seamless.

Yes, we specialise in remortgaging to help homeowners across areas like Walthamstow (E17) and Croydon (CR0) save money by switching to better rates or releasing equity for other financial goals.

Calculating your stamp duty is easy with the official UK Government Stamp Duty Calculator. Simply enter your property price, buyer status (e.g., first-time buyer or investor), and other details to get an accurate figure. At Home Guru, we’re here to guide you through understanding and budgeting for stamp duty, whether you’re buying in Walthamstow (E17), Leyton (E10), or Peckham (SE15).

The timeline varies depending on your circumstances and the lender. On average, it takes up to 1 week from application to approval. We’ll ensure your documents are in order to speed up the process and keep you updated every step of the way.

 

A agreement in principle in London (also known as an decision in principle) is a conditional offer from a lender stating how much they are willing to lend you based on your financial circumstances. While it is not a guarantee of a mortgage, it shows sellers in London that you are a serious buyer with potential financing.

 

 

 

The mortgage application process in London can take about a  week, depending on the complexity of your situation and the lender’s requirements. It involves submitting documentation, undergoing a credit check, and waiting for the lender’s approval.

Yes, we offer tailored mortgage solutions for buy-to-let investors in hotspots like Peckham (SE15) and Leyton (E10). Whether you’re a first-time landlord or expanding your portfolio, we’ll help you find the best financing options.

We’re dedicated to providing a stress-free experience, free advice, and access to 100+ lenders. Unlike many brokers, we focus on London’s diverse postcodes, including Barking (IG11), Peckham (SE15), and Walthamstow (E17), ensuring you get the best local mortgage deals.

We provide mortgage advice to first time buyers across all London postcodes, including Acton, Canary Wharf, Chelsea, Richmond, and more. Whether you’re looking to buy in North, South, East, or West London, Home Guru has local expertise to help you find the best mortgage deal. we proudly extend our expert mortgage assistance and advice across London including the following areas:

Acton W3
Barking & Dagenham IG11
Barnet EN4 & EN5
Battersea SW8 & SW11
Bayswater W2
Bexley DA5
Bexleyheath DA7
Brent Cross & Hendon NW4
Broxbourne EN10
Camden NW1
Canary Wharf E14
Canning Town E16
Chelsea SW3 & SW10
Chigwell & Hainault IG6 & IG7
Chiswick W4
Clapham SW4
Clayhall IG5
Colindale & Kingsbury NW9
Cricklewood, Dollis Hill, Childs Hill, Willesdan & Neasden NW2
Croydon CR0
Dagenham RM8, RM9, RM10
Ealing Broadway W5
Edmonton Green N9
Edmonton N9
EN6 Potters Bar
Enfield EN1, EN2 & EN3
Fulham SW6
Grays RM16, RM17 & RM20
Greenwich SE10
Hackney E8
Hampstead & Swiss Cottage NW3
Harlesden, Kensal Green & Wilesden NW9
Hayes UB3,
Herne Hill SE24
Hertford SG14
Hoddesdon EN11
Holland Park W11
Holloway N7
Hornchurch RM11 & RM12
Hornsey N8
Islington N1
Kensignton W8, W11, W14, SW5 & SW10
KIlburn, Queens Park & West Hampstead NW6
Lambeth & Southwarl SW2
Loughton IG10
Muswell Hill N10
Notting Hill W11
Peckham SE15
Purfleet RM19
Rainham RM13
Richmond TW9, TW10, TW11
Romford RM1, RM2, RM3, RM4, RM5, RM6, RM7
South Ockendon RM15
SouthGate N14
St Albans Al1
Stevenage SG1 & SG2
Stratford E15
Thamesmead SE28
Tilbury RM18
Tooting Broadway SW17
Upminster RM14
Waltham Abbey EN8 & EN9
Waltham Cross EN7 & EN8
Walthamstow E17
Wandsworth SW18
Wimbledon SW19
Woodford Green IG8

Leyton E10

Common fees associated with obtaining a mortgage in London include arrangement fees, valuation fees, and legal fees. Some mortgages also have early repayment charges or exit fees. It’s important to understand all costs upfront to avoid any surprises when buying in London.

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Contact Info

enquiries@homegurultd.co.uk

07763504778

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Home Guru Ltd is an Appointed Representative of The Finance Planning Group Ltd, which is authorised and regulated by the Financial Conduct Authority.  Home Guru Ltd can be found by searching the FCA Register, where our reference number is 997892.

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